T
TracMyXpens
Personal finance built around real account flows
Chat-first expense tracking

One calm home for spending, cards, loans, and net worth.

TracMyXpens is not just an expense table. It treats every movement as a transaction between accounts, so your dashboard reflects assets, liabilities, transfers, and repayments without losing the story.

Bank-level auth and sessionsStructured transaction engineVoice-ready input flow
4
Account types

Bank, wallet, credit card, and loan support out of the box.

1
Ledger model

Income, expenses, transfers, and repayments all use one transaction system.

MTD
Always visible

Month-to-date movement stays prominent so the dashboard stays actionable.

Prototype dashboard
Net worth snapshot
Live design direction
Assets
Rs 8.4L
Liabilities
Rs 2.1L
Net worth
Rs 6.3L
Quick entry
Spent 850 on groceries via ICICI card
ExpenseGroceriesCredit card

Multi-account clarity

Separate cash, bank balances, credit exposure, and loan balances without falling back to spreadsheets.

Liability-aware flow

Credit card spending and loan payments behave differently from cash expenses, and the UI should reflect that.